As the banking industry adapts to a low-growth, lower-rate environment, banks can reinforce their foundation for sustainable growth with ingenuity and discipline.

Deloitte's latest report highlights challenges for U.S. banks amid macroeconomic uncertainties. Elevated deposit costs may limit net interest income (NII), while noninterest income could provide growth opportunities. Rising expenses and potential credit quality declines are anticipated. The report urges bank executives to stay adaptable in navigating this complex landscape. For details, visit https://www2.deloitte.com/us/en/insights/industry/financial-services/financial-services-industry-outlooks/banking-industry-outlook.html.